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Analysis 2 min read

The lowest property-tax bill isn't where the rate is lowest

Property tax (IBI) on an average home runs from €327 to €1,363 a year, depending on the town. The rate alone won't tell you what you'll pay.

Vineyards in Alella with the hillside houses of the town behind them

Photo: Carlos Pino Andújar · CC BY-SA 4.0

The essentials

  • The property-tax bill on an average home runs from €327 (Badia del Vallès) to €1,363 (Alella) a year.
  • The rate is misleading: you pay the rate times the cadastral value, and that value varies a lot from town to town.
  • At least 90 towns cut the tax if you fit solar panels.

Pick a town and we'll send you its report.

The property tax on an average home, the real price per m², minutes to Barcelona and how it compares with its neighbours.

The property-tax rate is like a price per kilo. Until you know what the thing weighs, you don't know what you'll pay. Here, the weight is the home's cadastral value.

Take Badia del Vallès: one of the highest rates of all 124, and still the lowest bill of the lot, €327 a year. Now Matadepera: one of the ten lowest rates, and a bill of €1,178.

There's a reason. You pay the rate times the cadastral value. Where homes are valued higher by the Cadastre, a low rate can still add up to a big bill. And vice versa.

The rate is the price per kilo. The bill is what you pay at the till.

The ten highest bills
The ten lowest
How we worked it out

Estimated bill on an average home: average residential cadastral value (Cadastre, 2026) times the IBI rate. The rate comes from the 2026 bylaw where we have read it; elsewhere it is the Ministry of Finance's 2026 figure, marked with its year. We don't estimate a bill where a recent cadastral revaluation phases in the base over nine years. Solar discounts: read in each bylaw; bylaws we haven't read aren't counted. Calculated by Verithic.

Where the figures come from
  • Dirección General del Catastro, estadística del Catastro urbano 2026 · read 3 November 2026
  • 2026 municipal tax bylaws (IBI rate) · read 24 September 2026
  • Ministry of Finance, municipal tax data 2026 · read 3 November 2026

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